Katarzyna Bijak, Lyn C. Thomas. Does segmentation always improve model performance in credit scoring?. Expert Syst. Appl., 39(3):2433-2442, 2012. [doi]
@article{BijakT12,
title = {Does segmentation always improve model performance in credit scoring?},
author = {Katarzyna Bijak and Lyn C. Thomas},
year = {2012},
doi = {10.1016/j.eswa.2011.08.093},
url = {http://dx.doi.org/10.1016/j.eswa.2011.08.093},
researchr = {https://researchr.org/publication/BijakT12},
cites = {0},
citedby = {0},
journal = {Expert Syst. Appl.},
volume = {39},
number = {3},
pages = {2433-2442},
}