Allan Mugambi, Christopher Njunge, Samuel C. Yang. Mobile-Money Benefits and Usage: The Case of M-PESA. IT Professional, 16(3):16-21, 2014. [doi]
@article{MugambiNY14,
title = {Mobile-Money Benefits and Usage: The Case of M-PESA},
author = {Allan Mugambi and Christopher Njunge and Samuel C. Yang},
year = {2014},
doi = {10.1109/MITP.2014.38},
url = {http://dx.doi.org/10.1109/MITP.2014.38},
researchr = {https://researchr.org/publication/MugambiNY14},
cites = {0},
citedby = {0},
journal = {IT Professional},
volume = {16},
number = {3},
pages = {16-21},
}