Hugh Roberts, Shirley Gregor. Why Australian Merchants Aren t Adopting E-Money. Australian Computer Journal, 37(1), 2005. [doi]
@article{RobertsG05, title = {Why Australian Merchants Aren t Adopting E-Money}, author = {Hugh Roberts and Shirley Gregor}, year = {2005}, url = {http://www.jrpit.acs.org.au/jrpit/JRPITVolumes/JRPIT37/JRPIT37.1.11.pdf}, tags = {e-science}, researchr = {https://researchr.org/publication/RobertsG05}, cites = {0}, citedby = {0}, journal = {Australian Computer Journal}, volume = {37}, number = {1}, }