Manisha Sharma, Sujeet Kumar Sharma. Theoretical Framework for Digital Payments in Rural India: Integrating UTAUT and Empowerment Theory. In Yogesh Dwivedi, Emmanuel Ayaburi, Richard Boateng, John Effah, editors, ICT Unbounded, Social Impact of Bright ICT Adoption - IFIP WG 8.6 International Conference on Transfer and Diffusion of IT, TDIT 2019, Accra, Ghana, June 21-22, 2019, Proceedings. Volume 558 of IFIP Advances in Information and Communication Technology, pages 212-223, Springer, 2019. [doi]