Jukka Rantala, Henri Untinen, Maria Yllikäinen, Timo Holopainen. Micro Loans to Over-Indebtedness, Causes and Consequences, Perspective on Youth Spending. In Ravindra S. Goonetilleke, Shuping Xiong, Henrijs Kalkis, Zenija Roja, Waldemar Karwowski, Atsuo Murata, editors, Advances in Physical, Social & Occupational Ergonomics - Proceedings of the AHFE 2021 Virtual Conferences on Physical Ergonomics and Human Factors, Social & Occupational Ergonomics, and Cross-Cultural Decision Making, July 25-29, 2021, USA. Volume 273 of Lecture Notes in Networks and Systems, pages 413-420, Springer, 2021. [doi]
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