Dark Patterns in Digital Finance: How Design Harms and Confuses Consumers in Digital Finance Products

Caroline Sinders, Sophie Elizabeth Klitgaard. Dark Patterns in Digital Finance: How Design Harms and Confuses Consumers in Digital Finance Products. In Thomas Eßmeyer, Johanna Gunawan, Colin M. Gray, Lorena Sánchez Chamorro, Alberto Monge Roffarello, Katie Seaborn, Hauke Sandhaus, Kai Lukoff, Gian-Luca Savino, Shruthi Sai Chivukula, Satoshi Nakamura 0002, editors, Proceedings of the Workshop on Bridge Over Troubled Water: Aligning Commercial Incentives With Ethical Design Practice To Combat Deceptive Patterns co-located with the CHI Conference on Human Factors in Computing Systems (CHI 2026), Barcelona, Spain, April 13-17, 2026. Volume 4217 of CEUR Workshop Proceedings, CEUR-WS.org, 2026. [doi]

Abstract

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